NOTICE: This is intended as a summary of benefits. Please see summary plan documents and/or plan description in Human Resources or in the Handbook.
403(b) Accident Insurance Cancer Insurance Child/Dependent Reimbursement Accounts Critical Illness Insurance Dental Disability Insurance Federal Income Tax Faculty/Staff Apartments Health Insurance Health Insurance Premiums Life Insurance (State Term) Life Insurance (Guardian Term) Medical Reimbursement Accounts Mississippi Deferred Compensation(IRS Section 457 Plan) This link takes you to another site. MUW Employees' Federal Credit Union MUW Foundation MUW Tuition Fee Waiver Plan On-campus Health Center Optional Benefits ORP PERS Personal and Major Medical Leave Fitness Facility Required Deductions Retirement Contributions Social Security Tax Sodexo Meal Ticket Plan State Income Tax Tax Deferred Annuity - 403(b) Unemployment Insurance Vision Workers' Comp Insurance
The University provides the following for benefits-eligible employees:
Mississippi State and School Employees' Health Insurance - http://knowyourbenefits.dfa.state.ms.us/
Base Coverage at no charge
Mississippi Workers' Compensation Insurance
Mississippi Unemployment Insurance
By law, the following must be deducted from a benefits-eligible MUW employee's paycheck:
Public Employee's Retirement System of Mississippi (PERS)
PERS was established in 1952 as the retirement system for state agencies, as well as counties, cities, and other participating political subdivisions.
Learn more about PERS
Optional Retirement Plan (ORP)
ORP is a defined contribution plan made available to eligible institutions of higher learning teaching and administrative faculty in Mississippi.
Learn more about ORP
Vendors for Eligible Participants
AIG (VALIC) Retirement
Chip Hawkins Elton Thomas
Optional benefits available through payroll deduction
Click here for the Summary Plan Description for the Flexible Benefit Cafeteria Plan
Monthly Premium* for State of MS Health Insurance Base Coverage for Horizon employee (employees hired after 1/1/06) and dependent(s). Base Coverage is a high deductible plan. See Human Resources for more information.
As of January 1, 2011
Spouse and Child/Children
Children (2 or more)
*Health premiums are paid 1 month in advance. Generally, 2 monthly premiums will be deducted from your first monthly check.
Monthly Premium* for State of MS Health Insurance Select Coverage for Horizon employee (employees hired after 1/1/06) and dependent(s).
Employee + Spouse
Employee + Spouse +Child/Children
Employee + 1 Child Only
Employee + Children (2 or more)
Employee coverage is twice the employee's annual salary rounded to the next $1,000 (minimum of $30,000 and a maximum of $100,000). Employee cost is $0.09 per $1,000.
Example: Salary = $23,660 x 2 = $47,320 ($48,000 coverage) Employee Cost = 48 x $0.09 = $4.32 per month
Monthly Dental Rates With Orthodontia Adult & Child
Employee & Spouse
Employee & Child(ren)
Employee, Spouse & Child(ren)
Vision Monthly Rates
Employee & Family
Benefit Concepts (662) 329-4044 is the contact and third party administrator for the following plans:
If you participate, you will elect to have a specified amount of pretaxed money deducted from your paycheck each pay period. These dollars are set aside in a reimbursement account and subtracted from your gross earnings before any taxes are taken out. After you submit a receipt for a qualifying health care expense, you will be reimbursed from this account.
If you partcipate, you will elect to have a specified amount of money deducted from your paycheck each pay period before taxes are deducted. These dollars are set aside in a flexible spending account and subtracted from your gross earnings before any taxes are taken out. After you submit a receipt for a qualifying dependent care expense, you will be reimbursed from this account.
Human ResourcesMelanie FreemanDirector
Whitfield Hall, Second Floor
Mailing: 1100 College Street, MUW-1609, Columbus, MS 39701 Phone: (662) 329-7222Fax: (662) 241-7616
1100 College Street Columbus, MS 39701phone: 662.329.4750 or 877.462.8439