Benefits Overview

NOTICE: This is intended as a summary of benefits. Please see summary plan documents and/or plan description in Human Resources or in the Handbook.

403(b)
Accident Insurance
Cancer Insurance
Child/Dependent Reimbursement Accounts
Critical Illness Insurance
Dental
Disability Insurance
Federal Income Tax
Faculty/Staff Apartments
Health Insurance
Health Insurance Premiums
Life Insurance (State Term)
Life Insurance (Guardian Term)
Medical Reimbursement Accounts
Mississippi Deferred Compensation(IRS Section 457 Plan) This link takes you to another site.
MUW Employees' Federal Credit Union
MUW Foundation
MUW Tuition Fee Waiver Plan
On-campus Health Center
Optional Benefits
ORP
PERS
Personal and Major Medical Leave
Fitness Facility
Required Deductions
Retirement Contributions
Social Security Tax
Sodexo Meal Ticket Plan
State Income Tax
Tax Deferred Annuity - 403(b)
Unemployment Insurance
Vision
Workers' Comp Insurance

Standard Benefits

The University provides the following for benefits-eligible employees:

Mississippi State and School Employees' Health Insurance - http://knowyourbenefits.dfa.state.ms.us/

Base Coverage at no charge

Mississippi Workers' Compensation Insurance

Mississippi Unemployment Insurance

Required Deductions

By law, the following must be deducted from a benefits-eligible MUW employee's paycheck:

Retirement Planning

Public Employee's Retirement System of Mississippi (PERS)

PERS was established in 1952 as the retirement system for state agencies, as well as counties, cities, and other participating political subdivisions.

Learn more about PERS

Optional Retirement Plan (ORP)

ORP is a defined contribution plan made available to eligible institutions of higher learning teaching and administrative faculty in Mississippi.

Learn more about ORP

Vendors for Eligible Participants

AIG (VALIC) Retirement

662-801-0588
662-574-4029

Chip Hawkins
Elton Thomas

ING

662-533-0924
662-832-0082
This email address is being protected from spambots. You need JavaScript enabled to view it.
662-801-3181
This email address is being protected from spambots. You need JavaScript enabled to view it.

Doug Atkinson


Mark Atkinson

TIAA-CREF

800-223-1200

Customer Service

 

Optional Benefits

Optional benefits available through payroll deduction

Health, Dental, Life, and Vision Insurance

State of Mississippi Health Insurance - Base Coverage

Monthly Premium* for State of MS Health Insurance Base Coverage for Horizon employee (employees hired after 1/1/06) and dependent(s). Base Coverage is a high deductible plan. See Human Resources for more information.

As of January 1, 2011

Base Plan

Spouse Only

$389

Spouse and Child/Children

$593

Child Only

$101

Children (2 or more)

$258

*Health premiums are paid 1 month in advance. Generally, 2 monthly premiums will be deducted from your first monthly check.

State of Mississippi Health Insurance - Select Coverage

Monthly Premium* for State of MS Health Insurance Select Coverage for Horizon employee (employees hired after 1/1/06) and dependent(s).

Employee Only

$38

Employee + Spouse

$481

Employee + Spouse +Child/Children

$685

Employee + 1 Child Only

$193

Employee + Children (2 or more)

$350

State Term Life Insurance

Employee coverage is twice the employee's annual salary rounded to the next $1,000 (minimum of $30,000 and a maximum of $100,000). Employee cost is $0.09 per $1,000.

Example: Salary = $23,660 x 2 = $47,320 ($48,000 coverage) Employee Cost = 48 x $0.09 = $4.32 per month

Dental - Guardian (DavisDental)

 

Dental Rates

 

Monthly Dental Rates With Orthodontia Adult & Child

Employee

$37.72

Employee & Spouse

$72.29

Employee & Child(ren)

$89.55

Employee, Spouse & Child(ren)

$126.44

Vision - Guardian

 

Vision Monthly Rates

Employee

$9.00

Employee & Spouse

$14.50

Employee & Child(ren)

$14.50

Employee & Family

$21.00

 

Other Optional Insurance

Benefit Concepts (662) 329-4044 is the contact and third party administrator for the following plans:

      • Cancer Insurance - AFLAC
      • Critical Illness - UNUM
      • Accident Insurance - AFLAC
      • Disability - Reliant Standard
      • Term Life Insurance - Guardian

 

Tax Deferred Annuity Contacts - 403(b)

 

AIG (VALIC) Retirement

662-801-0588
662-574-4029

Chip Hawkins
Elton Thomas

ING

662-533-0924
662-832-0082
This email address is being protected from spambots. You need JavaScript enabled to view it.
662-801-3181
This email address is being protected from spambots. You need JavaScript enabled to view it.

Doug Atkinson


Mark Atkinson

TIAA-CREF

800-223-1200

Customer Service

Medical Reimbursement Accounts

If you participate, you will elect to have a specified amount of pretaxed money deducted from your paycheck each pay period. These dollars are set aside in a reimbursement account and subtracted from your gross earnings before any taxes are taken out. After you submit a receipt for a qualifying health care expense, you will be reimbursed from this account.

Child/Dependent Reimbursement Accounts

If you partcipate, you will elect to have a specified amount of money deducted from your paycheck each pay period before taxes are deducted. These dollars are set aside in a flexible spending account and subtracted from your gross earnings before any taxes are taken out. After you submit a receipt for a qualifying dependent care expense, you will be reimbursed from this account.

Additional Benefits and Optional Payroll Deductions

 

NOTICE: This is intended as a summary of benefits. Please see summary plan documents and/or plan description in Human Resources or in the Handbook.

 


Last updated: 2/14/14
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1100 College Street Columbus, MS 39701phone: 662.329.4750 or 877.462.8439